{"id":15615,"date":"2021-02-16T08:50:08","date_gmt":"2021-02-16T08:50:08","guid":{"rendered":"https:\/\/certsign.ro\/directiva-psd2-open-banking\/"},"modified":"2024-04-02T10:15:44","modified_gmt":"2024-04-02T10:15:44","slug":"psd2-directive-open-banking","status":"publish","type":"page","link":"https:\/\/www.certsign.ro\/en\/products\/eidas-trust-services\/psd2-directive-open-banking\/","title":{"rendered":"PSD2 Directive &#038; Open Banking"},"content":{"rendered":"<!DOCTYPE html PUBLIC \"-\/\/W3C\/\/DTD HTML 4.0 Transitional\/\/EN\" \"http:\/\/www.w3.org\/TR\/REC-html40\/loose.dtd\">\n<html><body><h2 style=\"display:none !important\">certSIGN is a qualified trust service provider authorized to issue QWAC and QSEAL, certified in accordance with the PSD2 Directive.<\/h2><h1 style=\"display:none !important\">PSD2 Directive &amp; Open Banking- certSIGN<\/h1><div data-elementor-type=\"wp-page\" data-elementor-id=\"15615\" class=\"elementor elementor-15615 elementor-10879\" data-elementor-post-type=\"page\" id=\"main-page-content\"> <section class=\"elementor-section elementor-top-section elementor-element elementor-element-348dba5 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"348dba5\" data-element_type=\"section\" data-e-type=\"section\" data-settings='{\"background_background\":\"gradient\"}'> <div class=\"elementor-container elementor-column-gap-default\"> <div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-46f05e5\" data-id=\"46f05e5\" data-element_type=\"column\" data-e-type=\"column\" data-settings='{\"background_background\":\"classic\"}'> <div class=\"elementor-widget-wrap elementor-element-populated\"> <div class=\"elementor-background-overlay\"><\/div> <section class=\"elementor-section elementor-inner-section elementor-element elementor-element-f9e5371 elementor-section-height-min-height elementor-section-content-middle elementor-section-boxed elementor-section-height-default\" data-id=\"f9e5371\" data-element_type=\"section\" data-e-type=\"section\"> <div class=\"elementor-container elementor-column-gap-default\"> <div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-9c60424\" data-id=\"9c60424\" data-element_type=\"column\" data-e-type=\"column\"> <div class=\"elementor-widget-wrap elementor-element-populated\"> <div class=\"elementor-element elementor-element-52ef7c6 elementor-align-left elementor-widget__width-inherit elementor-absolute elementor-tablet-align-center elementor-mobile-align-center elementor-widget-tablet__width-inherit elementor-widget elementor-widget-breadcrumbs\" data-id=\"52ef7c6\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings='{\"_position\":\"absolute\"}' data-widget_type=\"breadcrumbs.default\"> <div class=\"elementor-widget-container\"> <nav id=\"breadcrumbs\"><span><span><a href=\"https:\/\/www.certsign.ro\/en\/\">Home<\/a><\/span><\/span><\/nav> <\/div> <\/div> <div class=\"elementor-element elementor-element-634c675 elementor-widget elementor-widget-heading\" data-id=\"634c675\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\"> <div class=\"elementor-widget-container\"> <h1 class=\"elementor-heading-title elementor-size-default\">PSD2 <br> certificates<\/h1> <\/div> <\/div> <div class=\"elementor-element elementor-element-c70b35e elementor-widget elementor-widget-text-editor\" data-id=\"c70b35e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\"> <div class=\"elementor-widget-container\"> Qualified trust service provider authorized to issue QWAC and QSEAL, certified in accordance with the PSD2 Directive. <\/div> <\/div> <\/div> <\/div> <\/div> <\/section> <\/div> <\/div> <\/div> <\/section> <section class=\"elementor-section elementor-top-section elementor-element elementor-element-85d0bcc elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"85d0bcc\" data-element_type=\"section\" data-e-type=\"section\" data-settings='{\"background_background\":\"classic\"}'> <div class=\"elementor-container elementor-column-gap-default\"> <div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-0c40135\" data-id=\"0c40135\" data-element_type=\"column\" data-e-type=\"column\"> <div class=\"elementor-widget-wrap elementor-element-populated\"> <section class=\"elementor-section elementor-inner-section elementor-element elementor-element-53f179b elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"53f179b\" data-element_type=\"section\" data-e-type=\"section\"> <div class=\"elementor-container elementor-column-gap-default\"> <div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-79b4484\" data-id=\"79b4484\" data-element_type=\"column\" data-e-type=\"column\"> <div class=\"elementor-widget-wrap elementor-element-populated\"> <div class=\"elementor-element elementor-element-8fa2034 elementor-widget elementor-widget-heading\" data-id=\"8fa2034\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\"> <div class=\"elementor-widget-container\"> <h2 class=\"elementor-heading-title elementor-size-default\">What does the PSD2 Directive regulates?<\/h2> <\/div> <\/div> <\/div> <\/div> <div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-4539d16\" data-id=\"4539d16\" data-element_type=\"column\" data-e-type=\"column\"> <div class=\"elementor-widget-wrap elementor-element-populated\"> <div class=\"elementor-element elementor-element-27bdd7d elementor-widget elementor-widget-text-editor\" data-id=\"27bdd7d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\"> <div class=\"elementor-widget-container\"> <p>EU Directive 2366\/2015 on payment services in the internal market (PSD2 Directive) regulates payment services and payment service providers throughout the EU and European Economic Area (EEA), ensuring transparency and fair competition within the payment industry. The Directive requires that all transactions to be handled through secure channels and all data to be protected with respect to authenticity and integrity.<\/p><p>According to the regulations, QWAC (eIDAS Qualified Website Authentication Certificate) and QSealC (eIDAS Qualified electronic Seal Certificate) certificates are required to identify payment service providers.<\/p><p><strong>certSIGN, as a Qualified trust service provider (QTSP), is licensed to issue QWAC and QSealC and is one of the few European QTSPs to issue PSD2 compliant certificates.<\/strong><\/p> <\/div> <\/div> <\/div> <\/div> <\/div> <\/section> <\/div> <\/div> <\/div> <\/section> <section class=\"elementor-section elementor-top-section elementor-element elementor-element-1406858 elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"1406858\" data-element_type=\"section\" data-e-type=\"section\" data-settings='{\"background_background\":\"classic\"}'> <div class=\"elementor-container elementor-column-gap-default\"> <div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-8b3705e\" data-id=\"8b3705e\" data-element_type=\"column\" data-e-type=\"column\"> <div class=\"elementor-widget-wrap elementor-element-populated\"> <section class=\"elementor-section elementor-inner-section elementor-element elementor-element-39d1ed4 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"39d1ed4\" data-element_type=\"section\" data-e-type=\"section\"> <div class=\"elementor-container elementor-column-gap-default\"> <div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-83d4526\" data-id=\"83d4526\" data-element_type=\"column\" data-e-type=\"column\"> <div class=\"elementor-widget-wrap elementor-element-populated\"> <div class=\"elementor-element elementor-element-be96ea0 elementor-widget elementor-widget-heading\" data-id=\"be96ea0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\"> <div class=\"elementor-widget-container\"> <h2 class=\"elementor-heading-title elementor-size-default\">Our solutions<\/h2> <\/div> <\/div> <\/div> <\/div> <div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-848b297 elementor-hidden-phone\" data-id=\"848b297\" data-element_type=\"column\" data-e-type=\"column\"> <div class=\"elementor-widget-wrap\"> <\/div> <\/div> <\/div> <\/section> <\/div> <\/div> <\/div> <\/section> <section class=\"elementor-section elementor-top-section elementor-element elementor-element-88212bd elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"88212bd\" data-element_type=\"section\" data-e-type=\"section\" data-settings='{\"background_background\":\"classic\"}'> <div class=\"elementor-container elementor-column-gap-default\"> <div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-1cc0d0e\" data-id=\"1cc0d0e\" data-element_type=\"column\" data-e-type=\"column\"> <div class=\"elementor-widget-wrap elementor-element-populated\"> <section class=\"elementor-section elementor-inner-section elementor-element elementor-element-3d57c55 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"3d57c55\" data-element_type=\"section\" data-e-type=\"section\"> <div class=\"elementor-container elementor-column-gap-default\"> <div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-5586f0e\" data-id=\"5586f0e\" data-element_type=\"column\" data-e-type=\"column\" data-settings='{\"background_background\":\"classic\"}'> <div class=\"elementor-widget-wrap elementor-element-populated\"> <div class=\"elementor-element elementor-element-903e2ff elementor-widget elementor-widget-image\" data-id=\"903e2ff\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\"> <div class=\"elementor-widget-container\"> <img decoding=\"async\" src=\"https:\/\/www.certsign.ro\/wp-content\/uploads\/elementor\/thumbs\/shop_pachet-PSD2-qdsu9oogejohl5wutltyuk3qy1lqpfifnobsvf66qg.jpg\" title=\"shop_pachet PSD2\" alt=\"shop_pachet PSD2\" loading=\"lazy\"> <\/div> <\/div> <div class=\"elementor-element elementor-element-2eaadbd elementor-widget elementor-widget-text-editor\" data-id=\"2eaadbd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\"> <div class=\"elementor-widget-container\"> PSD2 Pack <\/div> <\/div> <div class=\"elementor-element elementor-element-703aa19 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"703aa19\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\"> <div class=\"elementor-widget-container\"> <ul class=\"elementor-icon-list-items\"> <li class=\"elementor-icon-list-item\"> <span class=\"elementor-icon-list-icon\"> <svg aria-hidden=\"true\" class=\"e-font-icon-svg e-far-question-circle\" viewbox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119.043 8 8 119.083 8 256c0 136.997 111.043 248 248 248s248-111.003 248-248C504 119.083 392.957 8 256 8zm0 448c-110.532 0-200-89.431-200-200 0-110.495 89.472-200 200-200 110.491 0 200 89.471 200 200 0 110.53-89.431 200-200 200zm107.244-255.2c0 67.052-72.421 68.084-72.421 92.863V300c0 6.627-5.373 12-12 12h-45.647c-6.627 0-12-5.373-12-12v-8.659c0-35.745 27.1-50.034 47.579-61.516 17.561-9.845 28.324-16.541 28.324-29.579 0-17.246-21.999-28.693-39.784-28.693-23.189 0-33.894 10.977-48.942 29.969-4.057 5.12-11.46 6.071-16.666 2.124l-27.824-21.098c-5.107-3.872-6.251-11.066-2.644-16.363C184.846 131.491 214.94 112 261.794 112c49.071 0 101.45 38.304 101.45 88.8zM298 368c0 23.159-18.841 42-42 42s-42-18.841-42-42 18.841-42 42-42 42 18.841 42 42z\"><\/path><\/svg> <\/span> <span class=\"elementor-icon-list-text\">What? <\/span> <\/li> <\/ul> <\/div> <\/div> <div class=\"elementor-element elementor-element-451cea3 elementor-widget elementor-widget-text-editor\" data-id=\"451cea3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\"> <div class=\"elementor-widget-container\"> The pack contains an SSL certificate (QWAC) and an electronic seal (QSealC), issued in accordance with the PSD2 Directive, and is intended for banks and payment service providers to manage transactions through secure channels and protect the data traded in terms of authenticity and integrity. <\/div> <\/div> <div class=\"elementor-element elementor-element-ee9433b elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"ee9433b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\"> <div class=\"elementor-widget-container\"> <ul class=\"elementor-icon-list-items\"> <li class=\"elementor-icon-list-item\"> <span class=\"elementor-icon-list-icon\"> <svg aria-hidden=\"true\" class=\"e-font-icon-svg e-far-money-bill-alt\" viewbox=\"0 0 640 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M320 144c-53.02 0-96 50.14-96 112 0 61.85 42.98 112 96 112 53 0 96-50.13 96-112 0-61.86-42.98-112-96-112zm40 168c0 4.42-3.58 8-8 8h-64c-4.42 0-8-3.58-8-8v-16c0-4.42 3.58-8 8-8h16v-55.44l-.47.31a7.992 7.992 0 0 1-11.09-2.22l-8.88-13.31a7.992 7.992 0 0 1 2.22-11.09l15.33-10.22a23.99 23.99 0 0 1 13.31-4.03H328c4.42 0 8 3.58 8 8v88h16c4.42 0 8 3.58 8 8v16zM608 64H32C14.33 64 0 78.33 0 96v320c0 17.67 14.33 32 32 32h576c17.67 0 32-14.33 32-32V96c0-17.67-14.33-32-32-32zm-16 272c-35.35 0-64 28.65-64 64H112c0-35.35-28.65-64-64-64V176c35.35 0 64-28.65 64-64h416c0 35.35 28.65 64 64 64v160z\"><\/path><\/svg> <\/span> <span class=\"elementor-icon-list-text\">How much?<\/span> <\/li> <\/ul> <\/div> <\/div> <div class=\"elementor-element elementor-element-8765485 elementor-align-justify line-button elementor-absolute elementor-widget elementor-widget-button\" data-id=\"8765485\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings='{\"_position\":\"absolute\"}' data-widget_type=\"button.default\"> <div class=\"elementor-widget-container\"> <div class=\"elementor-button-wrapper\"> <a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.certsign.ro\/en\/purchase-of-products-and-services\/\"> <span class=\"elementor-button-content-wrapper\"> <span class=\"elementor-button-text\">Get now<\/span> <\/span> <\/a> <\/div> <\/div> <\/div> <div class=\"elementor-element elementor-element-d3390d7 elementor-widget elementor-widget-text-editor\" data-id=\"d3390d7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\"> <div class=\"elementor-widget-container\"> 1.500 Euros <\/div> <\/div> <\/div> <\/div> <div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-fc0c855\" data-id=\"fc0c855\" data-element_type=\"column\" data-e-type=\"column\" data-settings='{\"background_background\":\"classic\"}'> <div class=\"elementor-widget-wrap elementor-element-populated\"> <div class=\"elementor-element elementor-element-b7d6473 elementor-widget elementor-widget-image\" data-id=\"b7d6473\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\"> <div class=\"elementor-widget-container\"> <img decoding=\"async\" src=\"https:\/\/www.certsign.ro\/wp-content\/uploads\/elementor\/thumbs\/shop_certificat-PSD2-qdsu9oogejohl5wutltyuk3qy1lqpfifnobsvf66qg.jpg\" title=\"shop_certificat PSD2\" alt=\"shop_certificat PSD2\" loading=\"lazy\"> <\/div> <\/div> <div class=\"elementor-element elementor-element-bfa6b5e elementor-widget elementor-widget-text-editor\" data-id=\"bfa6b5e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\"> <div class=\"elementor-widget-container\"> QWAC SSL Certificate <\/div> <\/div> <div class=\"elementor-element elementor-element-9803192 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"9803192\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\"> <div class=\"elementor-widget-container\"> <ul class=\"elementor-icon-list-items\"> <li class=\"elementor-icon-list-item\"> <span class=\"elementor-icon-list-icon\"> <svg aria-hidden=\"true\" class=\"e-font-icon-svg e-far-question-circle\" viewbox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119.043 8 8 119.083 8 256c0 136.997 111.043 248 248 248s248-111.003 248-248C504 119.083 392.957 8 256 8zm0 448c-110.532 0-200-89.431-200-200 0-110.495 89.472-200 200-200 110.491 0 200 89.471 200 200 0 110.53-89.431 200-200 200zm107.244-255.2c0 67.052-72.421 68.084-72.421 92.863V300c0 6.627-5.373 12-12 12h-45.647c-6.627 0-12-5.373-12-12v-8.659c0-35.745 27.1-50.034 47.579-61.516 17.561-9.845 28.324-16.541 28.324-29.579 0-17.246-21.999-28.693-39.784-28.693-23.189 0-33.894 10.977-48.942 29.969-4.057 5.12-11.46 6.071-16.666 2.124l-27.824-21.098c-5.107-3.872-6.251-11.066-2.644-16.363C184.846 131.491 214.94 112 261.794 112c49.071 0 101.45 38.304 101.45 88.8zM298 368c0 23.159-18.841 42-42 42s-42-18.841-42-42 18.841-42 42-42 42 18.841 42 42z\"><\/path><\/svg> <\/span> <span class=\"elementor-icon-list-text\">What?<\/span> <\/li> <\/ul> <\/div> <\/div> <div class=\"elementor-element elementor-element-6066ee8 elementor-widget elementor-widget-text-editor\" data-id=\"6066ee8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\"> <div class=\"elementor-widget-container\"> certSIGN&rsquo;s QWAC SSL certificate is issued in accordance with the PSD2 Directive, guaranteeing the identity of the accessed site and ensuring the use of a secure HTTPS channel by the visitors of the site. It also guarantees that the information displayed is true and the data transmitted to the server is protected. <\/div> <\/div> <div class=\"elementor-element elementor-element-4b65896 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"4b65896\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\"> <div class=\"elementor-widget-container\"> <ul class=\"elementor-icon-list-items\"> <li class=\"elementor-icon-list-item\"> <span class=\"elementor-icon-list-icon\"> <svg aria-hidden=\"true\" class=\"e-font-icon-svg e-far-money-bill-alt\" viewbox=\"0 0 640 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M320 144c-53.02 0-96 50.14-96 112 0 61.85 42.98 112 96 112 53 0 96-50.13 96-112 0-61.86-42.98-112-96-112zm40 168c0 4.42-3.58 8-8 8h-64c-4.42 0-8-3.58-8-8v-16c0-4.42 3.58-8 8-8h16v-55.44l-.47.31a7.992 7.992 0 0 1-11.09-2.22l-8.88-13.31a7.992 7.992 0 0 1 2.22-11.09l15.33-10.22a23.99 23.99 0 0 1 13.31-4.03H328c4.42 0 8 3.58 8 8v88h16c4.42 0 8 3.58 8 8v16zM608 64H32C14.33 64 0 78.33 0 96v320c0 17.67 14.33 32 32 32h576c17.67 0 32-14.33 32-32V96c0-17.67-14.33-32-32-32zm-16 272c-35.35 0-64 28.65-64 64H112c0-35.35-28.65-64-64-64V176c35.35 0 64-28.65 64-64h416c0 35.35 28.65 64 64 64v160z\"><\/path><\/svg> <\/span> <span class=\"elementor-icon-list-text\">How much?<\/span> <\/li> <\/ul> <\/div> <\/div> <div class=\"elementor-element elementor-element-74b2ceb elementor-widget elementor-widget-text-editor\" data-id=\"74b2ceb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\"> <div class=\"elementor-widget-container\"> 850 Euros <\/div> <\/div> <div class=\"elementor-element elementor-element-2cb7f42 elementor-align-justify line-button elementor-absolute elementor-widget elementor-widget-button\" data-id=\"2cb7f42\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings='{\"_position\":\"absolute\"}' data-widget_type=\"button.default\"> <div class=\"elementor-widget-container\"> <div class=\"elementor-button-wrapper\"> <a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.certsign.ro\/en\/purchase-of-products-and-services\/\"> <span class=\"elementor-button-content-wrapper\"> <span class=\"elementor-button-text\">Get now<\/span> <\/span> <\/a> <\/div> <\/div> <\/div> <\/div> <\/div> <div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-34aa5cd\" data-id=\"34aa5cd\" data-element_type=\"column\" data-e-type=\"column\" data-settings='{\"background_background\":\"classic\"}'> <div class=\"elementor-widget-wrap elementor-element-populated\"> <div class=\"elementor-element elementor-element-cbafc76 elementor-widget elementor-widget-image\" data-id=\"cbafc76\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\"> <div class=\"elementor-widget-container\"> <img decoding=\"async\" src=\"https:\/\/www.certsign.ro\/wp-content\/uploads\/elementor\/thumbs\/shop_sigiliu-PSD2-qdsu9oogejohl5wutltyuk3qy1lqpfifnobsvf66qg.jpg\" title=\"shop_sigiliu PSD2\" alt=\"shop_sigiliu PSD2\" loading=\"lazy\"> <\/div> <\/div> <div class=\"elementor-element elementor-element-611c806 elementor-widget elementor-widget-text-editor\" data-id=\"611c806\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\"> <div class=\"elementor-widget-container\"> QSealC electronic seal <\/div> <\/div> <div class=\"elementor-element elementor-element-7ec775a elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"7ec775a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\"> <div class=\"elementor-widget-container\"> <ul class=\"elementor-icon-list-items\"> <li class=\"elementor-icon-list-item\"> <span class=\"elementor-icon-list-icon\"> <svg aria-hidden=\"true\" class=\"e-font-icon-svg e-far-question-circle\" viewbox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119.043 8 8 119.083 8 256c0 136.997 111.043 248 248 248s248-111.003 248-248C504 119.083 392.957 8 256 8zm0 448c-110.532 0-200-89.431-200-200 0-110.495 89.472-200 200-200 110.491 0 200 89.471 200 200 0 110.53-89.431 200-200 200zm107.244-255.2c0 67.052-72.421 68.084-72.421 92.863V300c0 6.627-5.373 12-12 12h-45.647c-6.627 0-12-5.373-12-12v-8.659c0-35.745 27.1-50.034 47.579-61.516 17.561-9.845 28.324-16.541 28.324-29.579 0-17.246-21.999-28.693-39.784-28.693-23.189 0-33.894 10.977-48.942 29.969-4.057 5.12-11.46 6.071-16.666 2.124l-27.824-21.098c-5.107-3.872-6.251-11.066-2.644-16.363C184.846 131.491 214.94 112 261.794 112c49.071 0 101.45 38.304 101.45 88.8zM298 368c0 23.159-18.841 42-42 42s-42-18.841-42-42 18.841-42 42-42 42 18.841 42 42z\"><\/path><\/svg> <\/span> <span class=\"elementor-icon-list-text\">What? <\/span> <\/li> <\/ul> <\/div> <\/div> <div class=\"elementor-element elementor-element-0b83122 elementor-widget elementor-widget-text-editor\" data-id=\"0b83122\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\"> <div class=\"elementor-widget-container\"> The QSealC qualified electronic seal protects any legal person who uses it against the risk of an issued document being falsified or modified by someone else. PSD2 seals are issued in accordance with the PSD2 Directive on payment services in the internal market and are intended only for banks and payment service providers. <\/div> <\/div> <div class=\"elementor-element elementor-element-2bbbb8b elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"2bbbb8b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\"> <div class=\"elementor-widget-container\"> <ul class=\"elementor-icon-list-items\"> <li class=\"elementor-icon-list-item\"> <span class=\"elementor-icon-list-icon\"> <svg aria-hidden=\"true\" class=\"e-font-icon-svg e-far-money-bill-alt\" viewbox=\"0 0 640 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M320 144c-53.02 0-96 50.14-96 112 0 61.85 42.98 112 96 112 53 0 96-50.13 96-112 0-61.86-42.98-112-96-112zm40 168c0 4.42-3.58 8-8 8h-64c-4.42 0-8-3.58-8-8v-16c0-4.42 3.58-8 8-8h16v-55.44l-.47.31a7.992 7.992 0 0 1-11.09-2.22l-8.88-13.31a7.992 7.992 0 0 1 2.22-11.09l15.33-10.22a23.99 23.99 0 0 1 13.31-4.03H328c4.42 0 8 3.58 8 8v88h16c4.42 0 8 3.58 8 8v16zM608 64H32C14.33 64 0 78.33 0 96v320c0 17.67 14.33 32 32 32h576c17.67 0 32-14.33 32-32V96c0-17.67-14.33-32-32-32zm-16 272c-35.35 0-64 28.65-64 64H112c0-35.35-28.65-64-64-64V176c35.35 0 64-28.65 64-64h416c0 35.35 28.65 64 64 64v160z\"><\/path><\/svg> <\/span> <span class=\"elementor-icon-list-text\">How much?<\/span> <\/li> <\/ul> <\/div> <\/div> <div class=\"elementor-element elementor-element-53fda0e elementor-widget elementor-widget-text-editor\" data-id=\"53fda0e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\"> <div class=\"elementor-widget-container\"> 720 &ndash; 1.790 Euros <\/div> <\/div> <div class=\"elementor-element elementor-element-0f6974e elementor-align-justify line-button elementor-absolute elementor-widget elementor-widget-button\" data-id=\"0f6974e\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings='{\"_position\":\"absolute\"}' data-widget_type=\"button.default\"> <div class=\"elementor-widget-container\"> <div class=\"elementor-button-wrapper\"> <a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.certsign.ro\/en\/purchase-of-products-and-services\/\"> <span class=\"elementor-button-content-wrapper\"> <span class=\"elementor-button-text\">Get now<\/span> <\/span> <\/a> <\/div> <\/div> <\/div> <\/div> <\/div> <\/div> <\/section> <\/div> <\/div> <\/div> <\/section> <section class=\"elementor-section elementor-top-section elementor-element elementor-element-2f8dfcc elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"2f8dfcc\" data-element_type=\"section\" data-e-type=\"section\" data-settings='{\"background_background\":\"classic\"}'> <div class=\"elementor-container elementor-column-gap-default\"> <div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-b131ad3\" data-id=\"b131ad3\" data-element_type=\"column\" data-e-type=\"column\"> <div class=\"elementor-widget-wrap elementor-element-populated\"> <section class=\"elementor-section elementor-inner-section elementor-element elementor-element-69d87fe elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"69d87fe\" data-element_type=\"section\" data-e-type=\"section\"> <div class=\"elementor-container elementor-column-gap-default\"> <div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-ed97a06\" data-id=\"ed97a06\" data-element_type=\"column\" data-e-type=\"column\"> <div class=\"elementor-widget-wrap elementor-element-populated\"> <div class=\"elementor-element elementor-element-83f7700 elementor-widget elementor-widget-heading\" data-id=\"83f7700\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\"> <div class=\"elementor-widget-container\"> <h2 class=\"elementor-heading-title elementor-size-default\">PSD2 implementation services<\/h2> <\/div> <\/div> <\/div> <\/div> <div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-d148a77 elementor-hidden-phone\" data-id=\"d148a77\" data-element_type=\"column\" data-e-type=\"column\"> <div class=\"elementor-widget-wrap\"> <\/div> <\/div> <\/div> <\/section> <section class=\"elementor-section elementor-inner-section elementor-element elementor-element-b7cd81c elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"b7cd81c\" data-element_type=\"section\" data-e-type=\"section\"> <div class=\"elementor-container elementor-column-gap-default\"> <div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-03ee2cc\" data-id=\"03ee2cc\" data-element_type=\"column\" data-e-type=\"column\" data-settings='{\"background_background\":\"classic\"}'> <div class=\"elementor-widget-wrap elementor-element-populated\"> <div class=\"elementor-element elementor-element-b6ffb00 elementor-position-inline-start elementor-view-default elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"b6ffb00\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\"> <div class=\"elementor-widget-container\"> <div class=\"elementor-icon-box-wrapper\"> <div class=\"elementor-icon-box-icon\"> <span class=\"elementor-icon\"> <svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-map-marked-alt\" viewbox=\"0 0 576 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M288 0c-69.59 0-126 56.41-126 126 0 56.26 82.35 158.8 113.9 196.02 6.39 7.54 17.82 7.54 24.2 0C331.65 284.8 414 182.26 414 126 414 56.41 357.59 0 288 0zm0 168c-23.2 0-42-18.8-42-42s18.8-42 42-42 42 18.8 42 42-18.8 42-42 42zM20.12 215.95A32.006 32.006 0 0 0 0 245.66v250.32c0 11.32 11.43 19.06 21.94 14.86L160 448V214.92c-8.84-15.98-16.07-31.54-21.25-46.42L20.12 215.95zM288 359.67c-14.07 0-27.38-6.18-36.51-16.96-19.66-23.2-40.57-49.62-59.49-76.72v182l192 64V266c-18.92 27.09-39.82 53.52-59.49 76.72-9.13 10.77-22.44 16.95-36.51 16.95zm266.06-198.51L416 224v288l139.88-55.95A31.996 31.996 0 0 0 576 426.34V176.02c0-11.32-11.43-19.06-21.94-14.86z\"><\/path><\/svg> <\/span> <\/div> <div class=\"elementor-icon-box-content\"> <h4 class=\"elementor-icon-box-title\"> <span> Consultancy services <\/span> <\/h4> <p class=\"elementor-icon-box-description\"> Based on its experience as QTSP and long-term expertise in PKI, certSIGN offers consultancy services for technical and compliance assistance for implementation of PSD2 Directive requirements. <\/p> <\/div> <\/div> <\/div> <\/div> <\/div> <\/div> <div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-c4df14e\" data-id=\"c4df14e\" data-element_type=\"column\" data-e-type=\"column\" data-settings='{\"background_background\":\"classic\"}'> <div class=\"elementor-widget-wrap elementor-element-populated\"> <div class=\"elementor-element elementor-element-faa41b1 elementor-position-inline-start elementor-view-default elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"faa41b1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\"> <div class=\"elementor-widget-container\"> <div class=\"elementor-icon-box-wrapper\"> <div class=\"elementor-icon-box-icon\"> <span class=\"elementor-icon\"> <svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-coins\" viewbox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M0 405.3V448c0 35.3 86 64 192 64s192-28.7 192-64v-42.7C342.7 434.4 267.2 448 192 448S41.3 434.4 0 405.3zM320 128c106 0 192-28.7 192-64S426 0 320 0 128 28.7 128 64s86 64 192 64zM0 300.4V352c0 35.3 86 64 192 64s192-28.7 192-64v-51.6c-41.3 34-116.9 51.6-192 51.6S41.3 334.4 0 300.4zm416 11c57.3-11.1 96-31.7 96-55.4v-42.7c-23.2 16.4-57.3 27.6-96 34.5v63.6zM192 160C86 160 0 195.8 0 240s86 80 192 80 192-35.8 192-80-86-80-192-80zm219.3 56.3c60-10.8 100.7-32 100.7-56.3v-42.7c-35.5 25.1-96.5 38.6-160.7 41.8 29.5 14.3 51.2 33.5 60 57.2z\"><\/path><\/svg> <\/span> <\/div> <div class=\"elementor-icon-box-content\"> <h4 class=\"elementor-icon-box-title\"> <span> Verification services <\/span> <\/h4> <p class=\"elementor-icon-box-description\"> certSIGN provides the software required to verify that certificates used by Third Party Providers (TPPs) are compliant with eIDAS &amp; PSD2 requirements, and provides banks with confirmation of ithe dentity of TPPs that access bank system through the dedicated interface. <\/p> <\/div> <\/div> <\/div> <\/div> <\/div> <\/div> <div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-eef6fba\" data-id=\"eef6fba\" data-element_type=\"column\" data-e-type=\"column\"> <div class=\"elementor-widget-wrap\"> <\/div> <\/div> <\/div> <\/section> <\/div> <\/div> <\/div> <\/section> <section class=\"elementor-section elementor-top-section elementor-element elementor-element-610a3c2 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"610a3c2\" data-element_type=\"section\" data-e-type=\"section\"> <div class=\"elementor-container elementor-column-gap-default\"> <div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-33e6efa\" data-id=\"33e6efa\" data-element_type=\"column\" data-e-type=\"column\"> <div class=\"elementor-widget-wrap elementor-element-populated\"> <section class=\"elementor-section elementor-inner-section elementor-element elementor-element-c9519d3 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"c9519d3\" data-element_type=\"section\" data-e-type=\"section\"> <div class=\"elementor-container elementor-column-gap-default\"> <div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-822974f\" data-id=\"822974f\" data-element_type=\"column\" data-e-type=\"column\"> <div class=\"elementor-widget-wrap elementor-element-populated\"> <div class=\"elementor-element elementor-element-1f40a8a elementor-widget elementor-widget-heading\" data-id=\"1f40a8a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\"> <div class=\"elementor-widget-container\"> <h2 class=\"elementor-heading-title elementor-size-default\">PSD2 &amp; Open Banking White Paper<\/h2> <\/div> <\/div> <div class=\"elementor-element elementor-element-d4e3229 elementor-widget elementor-widget-text-editor\" data-id=\"d4e3229\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\"> <div class=\"elementor-widget-container\"> Find out more about the PSD2 Directive, respectively the related services and products offered by certSIGN, in this dedicated material. <\/div> <\/div> <div class=\"elementor-element elementor-element-bddb68e elementor-align-center elementor-widget elementor-widget-button\" data-id=\"bddb68e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\"> <div class=\"elementor-widget-container\"> <div class=\"elementor-button-wrapper\"> <a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.certsign.ro\/media\/document\/Z0hlR0NSRGZXeHM4NXhUaWMzUnRMUT09\/original\/2019%20certSIGN%20Pliant%20PSD2%20&amp;%20Open%20Banking.pdf\"> <span class=\"elementor-button-content-wrapper\"> <span class=\"elementor-button-text\">Download document<\/span> <\/span> <\/a> <\/div> <\/div> <\/div> <\/div> <\/div> <\/div> <\/section> <\/div> <\/div> <\/div> <\/section> <\/div> <\/body><\/html>\n","protected":false},"excerpt":{"rendered":"<p>certSIGN is a qualified trust service provider authorized to issue QWAC and QSEAL, certified in accordance with the PSD2 Directive. PSD2 Directive &amp; Open Banking- certSIGN PSD2 certificates Qualified trust service provider authorized to issue QWAC and QSEAL, certified in accordance with the PSD2 Directive. What does the PSD2 Directive regulates? EU Directive 2366\/2015 on [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":17390,"parent":18158,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"class_list":["post-15615","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.2 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>PSD2 Directive &amp; Open Banking - certSIGN<\/title>\n<meta name=\"description\" content=\"certSIGN is a qualified trust service provider authorized to issue QWAC and QSEAL, certified in accordance with the PSD2 Directive.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.certsign.ro\/en\/products\/eidas-trust-services\/psd2-directive-open-banking\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"PSD2 Directive &amp; 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