EU Directive 2366/2015 on payment services in the internal market (PSD2 Directive) regulates payment services and payment service providers throughout the EU and European Economic Area (EEA), ensuring transparency and fair competition within the payment industry. The Directive requires that all transactions to be handled through secure channels and all data to be protected with respect to authenticity and integrity.
According to the regulations, QWAC (eIDAS Qualified Website Authentication Certificate) and QSealC (eIDAS Qualified electronic Seal Certificate) certificates are required to identify payment service providers.
certSIGN, as a Qualified trust service provider (QTSP), is licensed to issue QWAC and QSealC and is one of the few European QTSPs to issue PSD2 compliant certificates.